Spectre Technologies

The basis of our business is to understand yours

Who we are.

Spectre IT (STL) is a Malta based software development company forming part of the Prepaid Financial Services Group (PFS). PFS is an award winning payments technology specialist offering a comprehensive range of e-money and banking solutions including e-wallets, physical and virtual prepaid cards and current accounts in the UK and the Eurozone.
Authorised and regulated by the FCA in the UK, PFS has passported its e-money license across the SEPA region to enable card issuance throughout the region. PFS has been listed within the top fastest growing technology companies in the UK by the Sunday Times Tech Track 100 for four consecutive years and most recently ranked number 108 in Deloitte's EMEA Technology Fast 500.
The middleware solutions developed by STL comprise a collection of core integrated technology modules for provisioning prepaid card services from front-end to back-office with integrations to a multitude of Issuers, issuing processors, card programme managers, card programs and acquirers, cash top-up networks and service providers
Mamun Srizon

Some cores of our work

Cash Top-Up

Our software has been used by multiple clients to manage cash top-up networks. The software built allows clients to manage multiple locations with each location supporting multiple agents with individual logins. Comprehensive reporting and audit trails are inbuilt into the product.

Two Factor Authentication

Security is paramount especially in financial applications. Spectre secures its software using two factor authentication which supports a software token deployed to a smart phone or a physical token that the client carries

E-Wallets Technology

The e-wallet technology developed by Spectre IT has been used to support multi-currency wallets for a number of clients. Our e-wallet technology supports loading and wallet to wallet transfers and has been integrated to a number of acquiring systems and wire transfer capabilities.

FX Systems

pectre has built Fx systems to support its e-wallet solution. Clients using the e-wallet solution have the possibility to alter the rates via API connection or through a secure web front end.

Mobile Applications

Spectre has authored secure mobile apps for the Android and IPhone platforms. These applications include features such as map integration to locate the nearest cash top-up point, fund loading using credit/debit cards, transaction reporting and alerting whenever a card is used. Spectre is also developing the same functionality to target Windows based phones.


Over the years Spectre has developed a series of multi lingual interactive voice systems which allow clients to manage their accounts using a phone call. The IVR functionality implemented includes secure pin retrieval, balance inquiry, blocking of account and bill payment functionality.

Find us in Zebbug!

Our office is located in a very non-hectic, easy to park location.

Are you looking for a fulfilling career with a fast-paced, growing organisation?

Do you value teamwork and thrive on new challenges?

Then we want to hear from you. We are looking for people to join our team, working with large reputable clients across the globe from our office in Malta.

Spectre IT runs pragmatic agile teams. The management team have been involved in running lean & agile teams in a wide variety of environments for over 10 years. Our environment is friendly and relaxed, with an emphasis on team delivery. All our developer stations are multi-monitors and have been designed to suite the needs of our staff. We operate a flexible hours system with core hours between 09:00 and 17:00.

Due to a number of exciting new projects we are currently looking for a Junior Application Developer, software developers, a developer in test and a front end developer

Junior C# Web Developer
The successful candidate will have studied software development at a degree level and is now eager to hit the road running as a junior developer.
Qualifications / Experience:
      Be in possession of a degree in computing or a similar recognised qualification
      Have knowledge or experience in C#
      Have good knowledge of database programming ideally Microsoft SQL
      Be familiar with software development methodologies
      Possess good communication skills, able to perform under pressure and have the ability to deal with and solve problems quickly and accurately
      Have strong organisational and time management skills, able to prioritise across different tasks and meet deadlines as per business objectives and fluency in written and spoken English

Please email your cv to: hr@spectreit.com
Software Developer
With a drive for perfection as well as the ability to deliver, our software developers are expected to implement complex software solutions in the financial industry.
A software developer position at Spectre represents a perfect opportunity for a great developer to enter into the financial industry.
Qualifications / Experience:
  • 3+ year's .Net development
  • 3+ year's with MS SQL
  • Experience working within the whole software development lifecycle
  • Work within and enhance our software development expectations, processes, and quality initiatives
  • Work to accurately evaluate risk and estimate software development tasks
  • Strive to continually improve technical and developmental skills
  • Experience with HTML/CSS, Javascript, jQuery
  • Experience with Database Fundamentals (SQL Server/MySQL)
  • Experience with any Source control tool
  • Ability to understand and create ERD, Class Design etc
  • Knowledge of data structures and algorithms
  • Excellent Communication skills
  • Must show flexibility and desire to learn & work on other technologies

Please email your cv to: hr@spectreit.com
Developer in Test
Any Developer in Test’s wishing to apply will need to have previously automated API tests in C# using Selenium Webdriver and Specflow. The individual will be responsible for validating products which have a web interface and will work alongside the development team.
Qualifications / Experience:
      Key Experience
      • Experience developing test framework using C#, Specflow and Selenium
      • Good Knowledge of BDD
      • Experience defining test strategies, writing test plans and implementing test specifications.
      • Reporting back to Project/Product Managers
      • Working in an Agile Environment
      Desirable Experience
      • Exploratory Testing
      • Functional Product Testing
      • Regression testing
      • Test Management Tools
      • Version Control- GIT/SVN
      • Bug/defect tracking- Jira

      Please email your cv to: hr@spectreit.com
    Front End Developer
    We are seeking a highly skilled Front End Developer to work with our team of developers. This Front End Developer role presents an excellent opportunity to make a real impact at a successful and growing technology company specialising in FinTech.
    Qualifications / Experience:
        Key Experience
        • Good front-end skills (core JavaScript, CSS, HTML5, responsive, build tools)
        • An understanding of object-oriented programming and software design patterns (MVC etc.)
        • Always on the lookout to try new technologies.
        Desirable Experience
        • Knowledge of best practice and experience of developing HTML as well as testing techniques
        • Experience in Angular.js 2 and the use of TypeScript with Angular 2

        Please email your cv to: hr@spectreit.com

      Contact Us.